Preheat oven to 350 degrees.
Heat a skillet on medium high over the stove. Add the ground beef and cook until browned throughout.
Drain off any liquid/fat from the meat.
Add chili powder and cumin to the meat and mix well. Set aside.
In a large, deep baking dish (we used an 11x9 casserole dish) spread the cream cheese along the bottom using the back of a spoon or spatula.
Pour salsa over the top and spread evenly.
Layer on the next ingredients in this order: Ground beef, kidney beans, green chills, tomatoes, and cheese. (The green onions and avocados are added AFTER baking.)
Bake in a 350 degree oven for 30 minutes.
Remove from oven and sprinkle on the green onions and avocado.
Serve with your favorite tortilla chips!